Hamblock Ford Finance Center

Welcome to the Hamblock Ford Finance Center. At Hamblock Ford, we offer a wide selection of both new Ford models and high-quality used cars, but our commitment to service doesn't stop there. Our Finance Center is always available to help you create a payment plan that best suits your budget. Save time by getting Pre-Approved online before visiting us. Our team of experienced finance professionals is here to assist you every step of the way. Feel free to contact us online with any additional questions or stop by our Finance Center in Belvidere, IL, for an in-person consultation. We look forward to serving you at Hamblock Ford.

Leasing

Leasing a vehicle means that you only pay for the portion of the car that you use during the lease term, which typically lasts from 24 to 48 months. This allows you to enjoy the latest design, technology, and performance without the high cost of ownership. Plus, you can often make a lower down payment or even none at all. If you decide to lease, you can trade in your current vehicle and use its value to lower your monthly payments or put it towards your down payment. Leasing is a great choice if you like having the latest features and enjoy driving a new car every couple of years. Additional benefits of leasing from Hamblock Ford include:

  • Lower monthly payments than financing.
  • Lower or no down payment.
  • The opportunity to drive a new Ford every two to four years.
  • Factory warranty to cover major repairs.

Financing

If you're interested in a lasting investment for your future and desire the freedom of unlimited ownership, financing could be the ideal option for you. It's particularly suitable if you frequently travel long distances, venture off-road, or desire to personalize your vehicle. Additionally, as you're paying the complete purchase price, each payment you make will aid in building equity in your vehicle. As the owner, you have the power to decide when and how to address any damage to your vehicle. This stands in contrast to a lease, where repairs are typically required. Additional financing benefits include:

  • You have the freedom to sell or refinance.   
  • No mileage restrictions or lease-end obligations.
  • You can customize your vehicle as you wish at any time.
  • Once you have completed the terms of your contract, you own the vehicle, free and clear.
  • Multiple lender options to get the best rates.


Why Finance at Hamblock Ford?

At Hamblock Ford, we are dedicated to providing exceptional service to our customers and taking great pride in doing so. We will work with you to find the perfect financial plan for your budget and expectations. Our Finance Center has helped numerous customers with their leasing and financing needs. We have built strong relationships with various lenders, ensuring that you will receive the most competitive rates and favorable terms. You can trust that we will provide you with the best possible financing solutions. Additional reasons to choose the Hamblock Ford Finance Center include:

Financing FAQs


You can visit the Hamblock Ford Finance Center at 1800 N State St Belvidere, IL 61008.

Financing means you’re taking out an auto loan to help you buy your new car. When you lease you don’t own your car but are rather renting it for a 2-3 year term before returning or buying it.

Yes, you can trade-in your car for a lease and have the value applied to your downpayment and/or monthly payments.

There are several ways you can trade-in your lease early to either swap it for a new lease, sell your current lease back to us, or terminate your lease (with a potential fee).

  • Worry less about depreciation
  • Enjoy a lower down payment and lower monthly payments
  • Unlock multiple end-of-lease options
  • Peace of mind with warranty coverage

  • Leasing can be more restrictive
  • Mileage limitations
  • No personalization
  • Not an asset

  1. Lease a new car
  2. Purchase a new car
  3. Purchase your currently leased car

The new 2023 Ford Maverick features Ford Co-Pilot 360™ technology, a suite of driver assistance features that include:

  1. Scheduling your inspection
  2. Review and make possible repairs
  3. Make an appointment at a dealer
  4. Complete a federal odometer/lease termination statement
  5. Pay any lease liability fees/charges
  6. Pay any additional charges

  • No mileage limits
  • Worry less about wear and use
  • Build equity and sell whenever
  • Payment-free after the contract is over

  • Bigger down payment
  • Higher monthly payments
  • Vehicle repair costs
  • Vehicle depreciation